STUDENT FINANCIAL SERVICES AT BECKFIELD COLLEGE
Navigating your financial options is a crucial step in achieving your educational goals. At Beckfield College, we are here to help you understand the different financial aid opportunities available to you, including scholarships, grants, and loans. Our dedicated team is ready to assist you in making the best choices for your future. If you have any questions or need further guidance, don’t hesitate to contact us. Your success is our priority.
FINANCIAL AID OPTIONS
This is a big step towards fulfilling your career dreams and now you need to decide how you are going to pay for your college education. Check out the information below to see what financial aid options (grants and loans) are available to make paying for school affordable.
Grants
Grants are different from loans in that grants do not have to be repaid, making them a desirable option when paying for school. Grants are awarded by federal and state governments.
Beckfield College participates in several State and Federal Grant programs, including the Federal Pell Grant Program.
Kentucky College Access Program Grant
The College Access Program (CAP) grants help Kentucky’s financially needy undergraduate students attend eligible public and private colleges and universities, trade schools, and technical colleges.
Eligibility Requirements:
To be considered for a CAP grant, a student must:
- Be a Kentucky resident.
- Have financial need.
- Attend an eligible college.
- Have no past due financial obligations to KHEAA or to any Title IV program.
- Be enrolled at least half-time in a program that is at least two years in length.
Limits:
CAP eligibility is limited to:
- Equivalent of full-time enrollment for four academic terms when enrolled in a two-year program of study.
- Equivalent of full-time enrollment for eight academic terms when enrolled in a four-year program of study.
Application:
To apply for CAP, students must complete the FAFSA for the school year they are needing financial aid.
The FAFSA opens on October 1 each year. Students are encouraged to apply as soon as possible once the FAFSA is available.
CAP grant funds are awarded on a first-come, first-served basis by FAFSA completion date.
Award Amount:
The 2024-2025 CAP maximum award is as follows:
- Up to $2,500 at a two-year institution.
- Up to $5,300 at a four-year institution.
See our course catalog for more information on eligibility and requirements.
Applying for Loans
Loans let you pay your education expenses over a long period of time at a low (and often tax deductible) interest rate. Some loans are need-based, while other loans are available to nearly everyone.
Federal Direct Loans
Federal Direct Subsidized Loan: Available to students who demonstrate financial need as determined by the FAFSA. Eligible students can borrow a Direct Subsidized Loan to cover some or all of their need. For a subsidized loan, the U.S. Department of Education pays the interest while the student is in school at least halftime. The amount of the variable, low-interest rate loan cannot exceed financial need.
Direct Unsubsidized Loan: Students are not required to demonstrate financial need to qualify for an Unsubsidized Stafford Loan. Independent students may be able to borrow loan funds beyond the subsidized loan limit. The U.S. Department of Education does not pay interest on unsubsidized loans. The student is responsible for interest that accrues on the loan from the time the loan is disbursed until it is paid in full. Maximum loan limits apply.
Federal Direct Parent Loans for Undergraduate Students (PLUS)
The Direct PLUS Program allows parents of eligible dependent undergraduates to borrow money to help pay the cost of education of students. Credit-worthy parents may borrow an amount not to exceed the student’s estimated cost of attendance minus any other financial aid the student has been or will be awarded during the enrollment period. PLUS loans may be used in conjunction with other loan programs. Eligibility is not based on financial need. PLUS loans have a variable interest rate that is capped at nine percent. Repayment of principal and interest begins no later than sixty days after the loan is fully disbursed.
Private Loans: Several varieties of alternative private loans are available. Because the terms and conditions of these loans vary, students should inquire about such loans in the Office of Student Financial Services.
Cost Net Calculator
To get an early approximation of your potential costs to attend Beckfield College click here. All financial results are only an approximation based on the information you will supply and cannot be considered an actual award.
SCHOLARSHIPS
Beckfield College offers numerous scholarships. Some are designed to help students as they begin their college careers; others are awarded as they progress in their program. All scholarships are subject to availability of funding. Please refer to the campus catalog for detailed information regarding the current scholarship opportunities.
WORK READY KENTUCKY SCHOLARSHIP (WRKS)
NIGHTINGALE SCHOLARSHIP (3-Year BSN)
NURSING INCENTIVE SCHOLARSHIP FUND
HIGH SCHOOL SCHOLARSHIP
KENTUCKY NATIONAL GUARD TUITION AWARD PROGRAM
VETERAN’S EDUCATION ASSISTANCE
HEALTHCARE OPPORTUNITY GRANT (Beckfield Graduates Only)
FOLEY SCHOLARSHIP (Beckfield Graduates Only)
HEALING TOUCH SCHOLARSHIP (Beckfield Graduates Only)
PRIVATE SCHOLARSHIPS
KENTUCKY EDUCATIONAL EXCELLENCE SCHOLARSHIP
The KEES scholarship is available to Kentucky high school graduates who are residents of the Commonwealth of Kentucky. KEES awards can be used for a maximum of eight academic terms and must be used within the earlier of receiving a baccalaureate degree or 5 years from high school graduation. KEES awards can be used for fall and spring terms only. The KEES scholarship does not require an application. High schools will send information on all eligible students to the Kentucky Department of Education, which will forward the information to the Kentucky Higher Education Assistance Authority for processing. Award estimates are based on full-time enrollment (12 credit hours per quarter). Awards for students enrolled for 6 to 11 credit hours are prorated.
Qualifications:
For the Kentucky Educational Excellence Scholarship (KEES), a student must:
- Be a Kentucky resident,
- Attend a participating Kentucky institution of higher education, and
- Not have been convicted of a felony.
- Must maintain a G.P.A. of 2.5 and “on track” to graduate within normal completion time.
WORK READY KENTUCKY SCHOLARSHIP
The Work Ready Kentucky Scholarship (WRKS) helps Kentuckians who have not yet earned an associate’s degree obtain an industry-recognized certificate, diploma, or an Associate of Applied Science (AAS) degree. The WRKS program is available to college students.
Eligibility Requirements:
To be eligible for WRKS, a college student must:
- Be a U.S. citizen or permanent resident.
- Be a Kentucky resident.
- Be a high school graduate or be enrolled in or have completed a General Educational Development (GED) Program.
- Have not earned an associate’s or higher degree.
- Be enrolled, or accepted for enrollment, at an eligible postsecondary institution in an approved program of study that leads to an industry-recognized certificate or diploma, or an Associate of Applied Science (AAS) degree in a high-demand workforce sector or Comprehensive Transition and Postsecondary (CTP) program.
- Qualifying areas for the 2024-2025 year are currently Advanced Manufacturing, Business/Information Technology, Construction, Healthcare, and Transportation/Logistics.
- Not be enrolled in an ineligible degree program, such as a bachelor’s or other associate program, at the same or any other institution.
- Maintain satisfactory academic progress as determined by the eligible postsecondary institution.
- Not be in default on any Title IV program or KHEAA administered program.
Limits:
Eligibility expires when the first of the following conditions is met:
- Receipt of scholarship funding for sixty (60) credit hours of enrollment; or
- Receipt of a first associate’s degree.
Approved Programs of Study:
Academic programs of study that have been approved for WRKS are those that lead to an industry-recognized certificate, diploma, or Associate of Applied Science (AAS) degree in one of Kentucky’s top five high-demand workforce sectors — currently Advanced Manufacturing, Business/Information Technology, Construction, Healthcare, and Transportation/Logistics. View the complete listing of WRKS approved programs of study.
Comprehensive Transition and Postsecondary (CTP) programs are also approved for the Work Ready Kentucky Scholarship. For more information on CTP programs, visit the Kentucky Supported Higher Education Partnership.
NIGHTINGALE SCHOLARSHIP (3-Year BSN)
The College is offering a $10,000 scholarship to new students who meet certain criteria for a need-based scholarship. Students interested should meet with a financial aid advisor for more information. The scholarship will be awarded in the student’s final financial aid award year. This scholarship offer may not be combined with any other institutional scholarships or grants.
Eligibility Requirements:
- Meet with a financial aid advisor to determine need,
- Meet the general admission requirements, and
- Be a new student.
Continued Eligibility:
Recipients of the scholarship are expected to adhere to the requirements below for continued eligibility. Scholarship recipients who fail to meet any of the following requirements may be subject to dismissal from the scholarship program. Any student who is dismissed from the scholarship program will be charged tuition for any remaining academic terms, at the published tuition rate listed in the Beckfield College Catalog.
- Continuous enrollment,
- Maintain a cumulative G.P.A. of 2.9,
- Remain in good academic standing,
- Adhere to the Beckfield College Catalog and Nursing Student Handbook, and
- No student conduct issues that result in disciplinary action taken by the College or any clinical site.
NURSING INCENTIVE SCHOLARSHIP FUND
The Nursing Incentive Scholarship Fund (NISF) provides scholarships to Kentucky residents who will be attending approved pre-licensure nursing programs (registered nurse or practical nurse) or graduate nursing programs. NISF recipients are selected individually by the Board of Nursing, using specified criteria. The amount of each scholarship is $3,000 per year. NISF scholarships may be used for cost of living expenses, as well as school expenses.
Qualifications:
An applicant for an NISF award must be a Kentucky resident, and have been admitted to a nursing program (whether located in Kentucky or not) completing core nursing courses. Students completing prerequisite classes are not eligible to apply. Preference for awards is given to applicants with financial need, LPNs pursuing RN education, and RNs pursuing graduate nursing education. You may submit an application even if you do not qualify for financial aid. Scholarship recipients may be eligible to receive continued awards if successful academic progression is maintained throughout the nursing program and you have submitted an application for continuation.
Requirements:
Students in pre-licensure (LPN & RN) and BSN completion nursing programs must complete a minimum of 15 credit hours of published requirements for the nursing program per academic year for each $3,000 NISF scholarship awarded. Graduate nursing programs require completion of 9 credit hours per academic year. The required number of credit hours per year can be divided between the fall, spring and summer sessions. Most online courses, including Excelsior, are accepted. Students must maintain a minimum grade point average that will allow continuation in a nursing program. The scholarship requires that a recipient must work full-time as a nurse in Kentucky for one year for each academic year funded. The work obligation begins after graduation from the program which you are funded. If a recipient does not complete the nursing program within the time frame specified by the program, or if a recipient does not complete the required employment, then the recipient will be required to repay any NISF monies awarded, plus accrued interest.
HIGH SCHOOL SCHOLARSHIP
Beckfield College offers up to one full- or two half-tuition scholarships each year to high school seniors who will be enrolling in the College. To be eligible for consideration, the applicant must meet the admission requirements of his or her program. Applications must be submitted to the Admissions Office by April 1 of the student’s senior year and must be accompanied by:
- A high school transcript indicating a cumulative grade-point average of at least 3.0 on a 4.0 scale,
- Three letters of recommendation from teachers, counselors, and/or employers (non-family members), and
- A typed essay of at least 500 words explaining in detail why the student wants a career in the field indicated on the application and why the student would be successful in this field.
The selection process also requires an interview with the College’s Scholarship Committee, which will select the scholarship recipients. Scholarship winners and their high schools will be notified when the awards are made. An awarded scholarship will be withdrawn if the student fails to graduate from high school. In order to retain the High School Scholarship, the student must:
- Enroll in the College no later than the fall quarter following his or her application,
- Maintain a cumulative grade-point average of at least 2.75,
- Pursue his or her program uninterrupted,
- Comply with policies and procedures published in the College catalog, and
- Perform on-campus service at the College as determined by the Director of Career Services.
Further information about the High School Scholarship is available from the College’s Office of Student Financial Services.
KENTUCKY NATIONAL GUARD TUITION AWARD PROGRAM
Beckfield College is approved for tuition assistance under the state of Kentucky’s Higher Education Assistance Authority (KHEAA). This award program is available only to those enlisted in military service. For more information, students should contact the Veteran’s Certifying Official in the Office of Student Financial Services.
VETERAN’S EDUCATION ASSISTANCE
Individual programs at Beckfield College are approved for education and training under the G.I. Bill®. Eligibility of each student and program of study is determined by the U.S. Veterans Administration. Application forms are available through the College’s Office of Student Financial Services. Veterans who believe they may qualify for educational benefits should contact the College for an appointment for assistance well in advance of their intended date of enrollment.
HEALTHCARE OPPORTUNITY GRANT (Beckfield Graduates Only)
Beckfield College is offering a grant to any student who has graduated from Beckfield College. The College created this grant to assist graduates who want to transition to the nursing field by enrolling in the College’s Associate degree or 3-year Bachelor of Science, Nursing programs. A $3,000 grant will be given to students enrolling in the Associate of Applied Science, Nursing program. A $5,000 grant will be given to students enrolling in the 3-year Bachelor of Science, Nursing Any student applying for admission into the College’s nursing programs must meet the admission requirements as stated in the College Catalog. The grant may be used to cover tuition, books, and other school-related expenses. Further information about the Healthcare Opportunity Grant is available from the College’s Office of Student Financial Services.
Eligibility Requirements:
- Graduate of Beckfield College’s Allied Health programs (Diploma or Associate),
- Meet the general admission requirements.
Continued Eligibility:
Recipients of the grant are expected to adhere to the requirements below for continued eligibility. Tuition is billed on a term-by-term basis; therefore, each student’s continued eligibility will be verified prior to the beginning of each academic term and/or the awarding of grant proceeds to a student’s account ledger. Grant recipients who fail to meet any of the following requirements may be subject to dismissal from the scholarship program. Any student who is dismissed from the grant program will be charged tuition for any remaining academic terms, at the published tuition rate listed in the Beckfield College Catalog.
- Continuous enrollment,
- Maintain a cumulative G.P.A. of 2.9,
- Remain in good academic standing,
- Adhere to the Beckfield College Catalog and Nursing Student Handbook, and
- No student conduct issues that result in disciplinary action taken by the College or any clinical site.
FOLEY SCHOLARSHIP (Beckfield Graduates Only)
Beckfield College offers a $2,000 scholarship to any student who has graduated from Beckfield College’s Medical Assisting or Medical Billing and Coding programs. The College created this scholarship to assist graduates who want to transition to nursing by enrolling in the College’s Practical Nursing diploma program. Any student applying for admission into the College’s nursing programs must meet the admission requirements as stated in the College Catalog. The scholarship may be used to cover tuition, books, and other school-related expenses. Further information about the Foley Scholarship is available from the College’s Office of Student Financial Services.
Eligibility Requirements:
- Graduate of Beckfield College’s Medical Assisting or Medical Billing and Coding programs (Diploma or Associate)
- Meet the general admission requirements
Continued Eligibility:
The grant recipients are expected to adhere to the requirements below for continued eligibility. Tuition is billed on a term-by-term basis; therefore, each student’s continued eligibility will be verified prior to the beginning of each academic term and/or the awarding of grant proceeds to a student’s account ledger. Grant recipients who fail to meet any of the following requirements may be subject to dismissal from the scholarship program. Any student dismissed from the grant program will be charged tuition for any remaining academic terms at the published tuition rate listed in the Beckfield College Catalog.
- Continuous enrollment†
- Maintain a cumulative G.P.A. of 2.9
- Remain in good academic standing
- Adhere to the Beckfield College Catalog and Nursing Student Handbook
- No student conduct issues that result in disciplinary action taken by the College or any clinical site
HEALING TOUCH SCHOLARSHIP (Beckfield Graduates Only)
Beckfield College is offering a $2,000 scholarship to any student who has graduated from Beckfield College and wishes to enroll in the Medical Massage Therapy program. The scholarship may be used to cover tuition, books, and other school-related expenses. Further information about the Healing Touch Scholarship is available from the College’s Office of Student Financial Services.
Eligibility Requirements:
- Graduate of Beckfield College’s Allied Health programs (Diploma or Associate)
- Meet the general admission requirements
Continued Eligibility:
Recipients of the grant are expected to adhere to the requirements below for continued eligibility. Tuition is billed on a term-by-term basis; therefore, each student’s continued eligibility will be verified prior to the beginning of each academic term and/or the awarding of grant proceeds to a student’s account ledger. Grant recipients who fail to meet any of the following requirements may be subject to dismissal from the scholarship program. Any student who is dismissed from the grant program will be charged tuition for any remaining academic terms at the published tuition rate listed in the Beckfield College Catalog.
- Continuous enrollment†
- Maintain a cumulative G.P.A. of 2.9
- Remain in good academic standing
- Adhere to the Beckfield College Catalog and Nursing Student Handbook
- No student conduct issues that result in disciplinary action taken by the College or any clinical site
PRIVATE SCHOLARSHIPS
Many foundations, corporations, churches, and service organizations provide funds for student financial aid. Students generally apply directly to the potential donor.
APPLYING FOR FINANCIAL AID
Submit Your FAFSA
The first step in seeking federal financial aid is to complete a Free Application for Federal Student Aid (FAFSA). This application form is used for federal and state grants and Direct Loans. This is a 2-step Process:
- Create Your FSA ID: Your FSA ID is a unique personal identifier that gives you access to your personal information on U.S. Department of Education websites. Your FSA ID also serves as your electronic signature on federal applications so be sure to keep it confidential. If you don’t already have an FSA ID you must create one at Federal Student Aid ID (FSA ID).
- Complete the FAFSA: The easiest way to complete or correct your FAFSA with accurate tax information is by using the IRS Data Retrieval Tool at https://studentaid.gov/h/apply-for-aid/fafsa. In a few steps, most students and parents who filed a tax return can view and transfer their tax return information directly into their FAFSA. You will need the Beckfield College Federal School Code – it is 016726.
FINANCIAL SERVICES TEAM
Our dedicated professionals are here to help you navigate the complexities of funding your education. Financing college can be challenging, but we provide personalized assistance every step of the way. With a deep understanding of scholarships, grants, and student loans, our experts will help you find the best solutions to make your education affordable.
At Beckfield College, our team takes a student-centered approach. Therefore, each student receives the attention and support they need. Our financial aid advisors are knowledgeable and experienced. They guide you through the application process and answer any questions you have. We work closely with students and families to explore all available resources. That is why, we create a customized financial aid package that meets your unique needs.
We are committed to transparency and clarity. We provide detailed information about the options and eligibility requirements. You will understand the terms and conditions of each award. Additionally, we offer workshops and one-on-one consultations. These sessions help you complete the Free Application for Federal Student Aid (FAFSA) and other necessary forms accurately and on time.
Schedule your meeting with our dedicated financial aid professionals today. Discover how we can help you achieve your educational goals.
MEET OUR FINANCIAL SERVICES TEAM
Angela Davis-Haynes
Lindsay Ferguson
Christina Henderson
Dakashia Massey
Yes. Many families mistakenly think they don’t qualify for financial aid and thereby prevent themselves from receiving it simply because they choose not to apply for it. In addition, there are a few sources of aid, such as Direct Unsubsidized and Direct PLUS loans, that are available regardless of need. The FAFSA form is free. Take advantage of the opportunity to apply.
Click here to apply for the FAFSA online.
There are currently three types of Federal loans available to students – Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct Parent Loans for Undergraduate Students (PLUS).
The Direct Subsidized Loan is available to students who qualify for need as determined by the FAFSA. To qualify, a student must be a U.S. citizen or eligible non-citizen, as well as have a high school diploma or GED. Like most federal student loans, interest does not accrue while the student is in school. If students qualify for a Direct Subsidized Loan, it will be stated on their award letter notification along with the amount for which they can borrow.
The Direct Unsubsidized Stafford Loan is available to any student, regardless of need. Also, unlike the other federal loans, interest accrues while the student is attending school. To apply for the Direct Unsubsidized Loan, students must complete the FAFSA.
Complete and submit the FAFSA form. To indicate interest in student employment, student loans, and/or parent loans, you should check the appropriate boxes. Checking these boxes does not commit you to accepting these types of aid. You will have the opportunity to accept or decline each part of your aid package once you are approved. Leaving these boxes unchecked will not increase or decrease the number of grants you receive.
Parents of dependent students can take out loans to supplement aid packages. The federal Direct Parent Loan for Undergraduate Students (PLUS) is available through the Direct Loan Program. This allows parents to borrow money to cover any costs not already covered by the student’s financial aid package, up to the full cost of attendance. There is no cumulative limit.
Parent PLUS loans are the financial responsibility of the parents, not the student. If the student agrees to make payments on the PLUS loan, but fails to make the payments on time, the parents will be held responsible. The PLUS loan is often referred to as the Parent PLUS.
Meet with a Financial Aid Administrator at Beckfield College who will guide you through the process and answer your questions. You can also review this The Student Guide: Financial Aid from the US Department of Education that can answer additional questions about federal and state student aid programs and applications.
Students are also able to log in and access their federal loan and Pell grant information. Students will need to have their FSA ID in order to access their information. You can access this website at www.nslds.ed.gov to view your information at any time.
Beckfield College’s Federal School Code for the FAFSA is: 016726
To get an early approximation of your potential costs to attend Beckfield College, complete the forms in the Net Price Calculator. All financial results are only an approximation based on the information you will supply and cannot be considered an actual award.
Individual programs at Beckfield College are approved for education and training under the G.I. Bill. Eligibility of each student and program of study is determined by the U.S. Veterans Administration. Applications are available online. Veterans who believe they may qualify for educational benefits should contact the College for an appointment for assistance well in advance of their intended date of enrollment.